Digital template · instant download
You get paid every week or every two weeks, your bills come monthly, and a monthly budget never tells you which paycheck has to cover which bill.
Tick the box above to continue. The button stays off until you do.
A budget spreadsheet that plans by paycheck as well as by month. Type your pay frequency and first payday, and it lists every payday for the next 12 months, puts each bill under the paycheck that covers it by due date, and shows what is left after bills. A paycheck that goes negative is flagged. It starts in any month of any year, and works in Excel and Google Sheets with no macros.
What lands in your inbox
Open the Start here guide first: it shows how to open each file and get going in a few minutes. The rest is the template itself.
Inside the file
01Paycheck-Budget.xlsx with 20 linked tabs
02Start tab: start month and year, pay frequency, first payday, take-home pay and currency symbol
03Paycheck Planner: every payday for 12 months (weekly, biweekly, semi-monthly or monthly), bills by paycheck, money left after bills, a warning when a paycheck goes negative
04Month 1 to Month 12: titled with the real month and year, planned against actual per category, a 150-row transaction log
05Debt Payoff: up to 10 debts, snowball or avalanche, payoff order and payoff month per debt
06Savings Goals for up to 8 goals, Sinking Funds for yearly costs, and Net Worth month by month
07A year dashboard with income against spending, top 5 categories, savings rate and 2 charts
08Formula cells locked without a password, so you can unlock them; no macros
Getting started
Exclusions
Before you buy
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